Roth Ira Limits 2024 Fidelity Rate. The contribution limit on individual retirement accounts will increase by $500 in 2024, from $6,500 to $7,000. The roth ira contribution limits will increase in 2024.

If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras. The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly.